Monday, September 8, 2008

The Best Kept Secret of the Life Settlement Industry

Is it the recession proof nature of the investment?

Is it the double digit returns with a relatively low level of risk?

Is it the golden parachute for your golden years?

Bonded life settlements, direct fractional ownership and life settlement funds can provide an inventive way to serve your investment needs, and still offer a level of protection for yourself and your family.

So what is the best kept secret of the life settlement fractional industry? You can read the whole article on Life Settlements and why they make such perfect investments right now right here. Then make sure you contact us right away for more details

Monday, August 18, 2008

Be Like Warren Buffett With Recession Proof Investments Known as Life Settlements

Elderly Americans may soon be able to supplement their incomes by collecting fees from investors who wish to bet on their life expectancy.

Warren Buffett's Berkshire Hathaway and insurance giant AIG are now getting into this business. So here's the question: if it's good enough for Warren Buffett, is it good enough for you?

Life insurance has long been priced on the belief that a size able share of policies would be allowed to lapse because the customer could no longer afford the premiums or no longer needed the coverage. Life settlements allow you access to recession proof type investments that used to only be accessible to the Warren Buffett's of the world. Read the entire article published in the World Street Journal on this high yield, low risk product.

Want more info? Contact us by email or fill out the form on this blog. "WWWD" - What Would Warren Do?

Saturday, August 16, 2008

Life Insurance Policies Can Be Resold to Investors Making For Perfect Recession Proof Investments

"People should keep their life insurance for life, but things change."

- Michael Freedman

Life insurance policies can be resold to investors for more than just pin money. - with no more premiums either. The market for reselling life insurance (known as life settlements) has grown from nothing a decade ago to over $13 billion, with predictions it will hit $160 billion over the next few years.

And why not? After all, with market conditions as they are, life settlements obviously make excellent recession proof investments - And isn't that what we're all looking for these days?

Read the entire Time Magazine article on Life Settlements, then contact us or fill out the form on this blog for more information on how we can help life settlements work for you.

Thursday, August 14, 2008

Turn Unneeded Policies Into Cash - Life Settlements Make Excellent Recession Proof Investments

Looking for a recession-proof investment? Look no more. According to an article published in the "Journal of Accountancy", a life settlement can be a better alternative investment strategy than surrendering a life insurance policy.

A life settlement turns insurance assets into cash, giving the original policyholder an amount GREATER than the cash surrender value in exchange for ownership of the policy. This option creates immediate revenue for companies or individuals holding unprofitable or unneeded policies.

Read the entire life settlement article here and find out why life settlements make for perfect recession proof investments.

Tuesday, August 12, 2008

Recession Proof Investments are Available Right Now: Life Settlements

A life settlement is the sale of an existing life insurance policy.

The price of the policy is sold at a discount to face value wherein the purchaser collects the full amount paid out under the policy. Statistically, about 90% of life insurance policies never pay a death benefit because they are allowed to lapse by the owner. When that happens, the insured loses all the money they've invested in the premiums and any beneficiaries obviously receive nothing. The only alternative for the insured was to take a very small cash surrender value, many times just pennies on the dollar of the original investment.

Read the entire life settlement fractional article at EZineArticles.com

Thursday, August 7, 2008

Are Life Settlements Going Mainstream?

Here's an excellent article written by Benjamin Thompson on webhealthinsuranceinc.com which starts out with the following:

"Life settlements are very interesting and in fact many individuals are unaware of their existence. Life settlements are when a person chooses to sell their life insurance policy for a certain price to someone who is looking for an investment."

Read the rest of the article here

Monday, August 4, 2008

Life Settlement Fractionals 101 - Why They Make Such Great Recession Proof Investments

A life settlement is the sale of an existing life insurance policy. The price of the policy is sold at a discount to face value wherein the purchaser collects the full amount paid out under the policy. Statistically, about 90% of life insurance policies never pay a death benefit because they are allowed to lapse by the owner. When that happens, the insured loses all the money they've invested in the premiums and any beneficiaries obviously receive nothing. The only alternative for the insured was to take a very small cash surrender value, many times just pennies on the dollar of the original investment.

Similar in nature to zero-coupon bonds, life settlement policies are purchased at a discount to their face value. The investment yield is derived from the difference between what the cost basis of the purchase price was and the amount paid out under the policy upon the death of the insured. Life settlement policies are issued by very time tested and respected institutions and investors enjoy the same regulatory protection available to all life insurance policies. Remember, even during the Great Depression, life insurance companies STILL paid off on their policies.

Besides being immune from fluctuations in the stock and bond market, interest rates, and business cycles, comparing the yields from life settlements to other types of investments clearly illustrate that these investments provide for exceptional returns on investment in a low risk environment. Again, life settlements are not subject to any stock market or economic condition... period!

Investors no longer have to accept great risk to both their principle and returns to achieve exceptional gains. Because the key factor affecting the return on life settlements is time (rather than economic conditions), excellent returns are possible without significant risk to investment capital.

Investing in life settlements provides safety, security, performance, diversification, in a mainstream investment platform previously only available to large financial institutions. They are win/win investments with no management fees, liquidity, and a clear exit strategy. Looking for an investment on auto-pilot? Life Settlement fractionals are your choice.